Mortgage >> Commerce Bank

All about Commerce Bank

Commerce Bank has been providing banking, financial services and personalized relationships to people for over 140 years. It has been meeting the financial services needs of individuals and businesses successfully. Commerce Bank provides a distinguished and various forms financial services, including business and personal banking, wealth management and investments through its affiliated companies.

Commerce Bancshares operates with nearly 360 locations across five states. It provides the right solutions that compound its technology, expertise and financial strength. The main aim of Commerce Bank is to create customer loyalty, shareholder value and employee satisfaction.

Commerce Bank's Home Loans offer a highly competitive rates and adaptable terms and refinancing options, including low to moderate income programs. Commerce Bank offers a diversity of Fixed Rate Mortgages and Balloon mortgages for those customers looking for a stable and flexible monthly mortgage payment. The customer can select from loans with rapid terms that quickly reduce principal, or loans with longer terms that create a more satisfactory monthly housing payment.

Mortgages Offered by Commerce Bank

• Fixed Rate Mortgages
• Adjustable Rate Mortgages
• FHA and VA Loans
• Balloon mortgages
• Residential mortgage loans
• Jumbo Loans
• Bridge Loans
• Construction Loans

Adjustable Rate mortgage rates are fixed for the first three, five or seven years, they may change yearly after that and it is mostly suitable for those who are seeking for lower initial interest rates and monthly payments. Fixed Rate FHA loans and VA loans offer low down payment options for buying a home, as well as low equity options for the refinance of current homes.

It offers Fixed Rate and Adjustable Rate Jumbo loans for buying luxury homes. These Jumbo loans have flexible terms to meet the needs of borrowers who wish to reduce principal and create equity quickly, or who wish long terms that create an easy monthly housing payment.

If you wish to sell your current home and need to purchase of your new home, then bridge loan may suite to you. Commerce Bank offers flexible rates to fit your needs. It has a construction loan that will help you to build your home from the ground up.

Commerce offers additional loans to meet your needs, including Young professional car loans, Small business loans, Credit cards, Student loans, Overdraft protection for your commerce checking account, Home Equity Loans/Lines of Credit etc. Student auto loan is particularly for current college students and young professional car loan is for graduating college students.

Contact Information of Commerce Bank