Harris Bank is a financial service organization which provides more than 1.5 million personal clients, business clients, institutional clients and corporate clients with banking, lending, and investing and financial management solutions. It has 19 branches in Northwest India and also has more than 500 ATMs network-wide.
Harris Bank is a
customized banking and lending, financial planning, trust and estate administration, wealth transfer and family office services and includes Harris my CFO Inc. and Sullivan, Bruyette; Speros & Blayney Inc.Harris private bank has nearly 30 locations in eight states.
The Mortgage Options Of
Harris Bank is as follows:
Fixed Rate Mortgage: In this mortgage stability and consistency are highlighted. In this the monthly interest rate and principal payments will remain constant for the entire loan term.
Adjustable Rate Mortgages: In this mortgage will be able to afford more homes up-front through lower initial payments. It is the best choice if you plan to stay in home for a relatively short period (i.e.) for 3 to 7 years. Harris bank provides these adjustable rate mortgage solutions for the borrowing needs.
Bi-Weekly Mortgages: In this mortgage instead of paying monthly the payments are made every other week which results in the faster payoff and a substantial savings in interest. These mortgages are ideal for those who get a paycheck for every week or every other week.
Balloon Mortgages: With this mortgage we can purchase home with lower monthly payments. The payments in
Harris Bank should be during the term period of the loan (i.e.) 1 to 10 years with the remaining principal payment due at the end of the term.
The advantage of Mortgages in the Harris Bank is as follows:c
- Construction Loans
- Low Closing Costs and No Hidden Fees
- Pre-Approval with free 60 Day Rate Protection
- Extend Rate Locks
- Rate-Cap/Float-Down Options
- Mortgage Hotline
The Services that can be accessed by the Customer through this are as follows:
- Balance in the personal account of the customer can be viewed.
- Customers have all rights to be in contact with the Harris Bank by sending emails or any other source.
- The transaction details of a particular account can be viewed.
- The funds can be transferred from one account to other like from saving to line-of-credit and line-of-credit to savings.
- Customer can view the image of the canceled check through online for 2 months from the date of encashment.
- Services related to the research of the account and check orders can be availed by the customer on request.
Bill Payment Services: The registered account holders cannot access bill payment service automatically until they get registered for the bill payment services separately. It can be done either through automatic means or recurring basis or on a periodic basis. This bank provides for free of cost to the customer if any charges are applicable on any
online transaction then the bank will debit the amount from account holder’s account.
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